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We qualify the self-employed, 1099 contractor, & business owners with their gross revenue. No tax returns required. We keep things simple with common sense underwriting and approvals.
Maybe your situation calls for even less documentation? We offer true no income, no employment & no tax return options for the retired, not employed or those that just don't want any hassle in verifying income.
For real estate investors looking for a quick and easy path to approval we offer a true no income, no employment, no tax return DSCR loan. Simply stated, we qualify off the cash flow of the rental property. Can't show positive cash flow? No problem, we have a no ratio loan, too!
No Hassle Self-Employed Mortgages
Experienced, Knowledgeable, Trusted.
✅ Ideal for Self-Employed, Entrepenuers,1099 Workers, Business Owners & Free Lancers
✅ No Tax Returns Required For Self-Employed Borrowers
✅ Qualify Off Bank Statement Deposits, 1099 Totals Or With A CPA Letter
✅ True No Income - No Employment - No Tax Return Options Available
✅ Minimum 10% Down Payment
✅ Minimum FICO Scores 580+
✅ Loan Amounts up to $10,000,000
✅ Available For Primary, 2nd Home & Investment Property
✅ Purchase, Refinance & Cash Out Allowed
✅ SFR, Condo, Condo-Tel & Multi-Family Units Allowed
Get Matched With The Right Terms & Rate You Are Looking For!
New & Improved Self-Employed Home Loan Options For 2024
12 Month & 3 Month Bank Statement Mortgage Options
1099 Only, CPA Letter Or Profit & Loss Statements OK
True No Income No Employment Options Available
Qualify With Gross Income. No Tax Returns Required!
Expert Advice from Experienced Non-QM Loan Officers
Personalized Solutions to Fit Your Needs
Dedicated 7 Days A Week Support From Start to Finish
Purchase, Refinance & Fast Cash Out!
Primary, Vacation Homes & Investment Property OK!
Simple, Common Sense Underwriting Approvals
Your request has been submitted.
Your request has been submitted.